In this activity, you will prevent Cross-Site Request Forgery (CSRF) by validating unique tokens.
Scenario:
A hacker has created a hidden form on their website. When logged-in users visit it, their browser automatically sends a "Transfer $1,000" request to your bank. Because they have a valid session cookie, the bank processes it!
Your Task
Modify the `process_transfer` function to verify the request:
Check Session: Ensure the user is logged in (already done).
Validate Token: Compare the `user_token` (from the form) against the `session_token` (from the server).
Block if Mismatch: If they don't match, return "Access Denied".